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This should mean our insurance comes down EmptySat 11 Jan - 11:21 by keffer

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 This should mean our insurance comes down

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Marshffs
byers
kgt
Steviedoo
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Steviedoo

Steviedoo


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This should mean our insurance comes down Empty
PostSubject: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 8:08

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kgt
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kgt


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Age : 105
Location : Bishop Aukward

This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 9:43

Correct, it wont.

Whilst you could extrapolate that a "high claim rate" vehicle is 50% more likely to be indemnified than a "low claim rate" vehicle (9.3% vs 6.3%) it wont read through into underwriting considerations as general risk will still outweigh actual claims data, and risk mitigation is a bedrock of the industry.

I'd also challenge their assertion that based on the figures, Subarus are more likely to be driven by 30-40+ yr olds as being erroneous. Unless they can speak diretly to discrete driver profiling, they are interpreting and stretching the data, it may be correlation but not causation. The fact that fewer claims are made by younger drivers doesnt mean that young people arent driving the marque - its more likely that young drivers dont claim for damages as this will significantly impact their already very high premiums and put bonus status back, which in a first year scenario at 30% introductory, would be a serious setback.

Its also likely that the Impreza community are going to reach within and repair a car through their contacts than take it to a dealership or make a claim. If you truly profiled the Subaru owners, you'd probably find that they have one of the highest age of car averages on the road (a record previously held by volvo) as a good number of folks are still riding around in Classics, hence my previous assertion. More likely to self repair than claim or even break/scrap than go through the insurers. The newer your car the more likely you are to look to the insurers to cover even the slightest damage.

Lazy journalism, even for the Telegraph.
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Steviedoo

Steviedoo


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 9:48

Nicely written Keith, I now feel like I've swallowed a dictionary for breakfast after reading the words you've put into that Laughing 
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byers

byers


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Join date : 2011-02-19
Age : 45
Location : Hpool

This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 10:30

Well done Keith I was just looking for the pictures but there isn't any
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Marshffs

Marshffs


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Join date : 2012-02-19
Age : 38
Location : Crook, county durham

This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 10:41

I dont even know what half of them words meen.... They could be spelt wrong aswell and i wouldnt know lol. Have you been in dictionary corner on Countdown lmao
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natski

natski


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 15:45

kgt wrote:
correct, it won't
This would of done fine
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Tizer




Posts : 565
Join date : 2012-05-27
Age : 37
Location : Northumberland

This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 15:48

natski wrote:
kgt wrote:
correct, it won't
This would of done fine
lol! 
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oggy

oggy


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Location : middlesbrough

This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 19:27

byers wrote:
Well done Keith I was just looking for the pictures but there isn't any
HAHAHAHAHA Very Happy 
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discodaz

discodaz


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Location : its better to burn out than to fade away....

This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 19:49

"Closely followed by fiat drivers" that's cos there all broke!!
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https://www.facebook.com/darrenjayphotography
natski

natski


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 19:50

discodaz wrote:
"Closely followed by fiat drivers" that's cos there all broke!!
Laughing Laughing Laughing
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kgt
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kgt


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 21:53

A history in the insurance business and a hatred of sloppy journalism and conclusion jumping tends to send me off on one.
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natski

natski


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 22:22

kgt wrote:
A history in the insurance business and a hatred of sloppy journalism and conclusion jumping tends to send me off on one.
I like the fact that you use big words that nobody understands rather than swear words when you get upset about things. I'm off to buy a dictionary Very Happy
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Marshffs

Marshffs


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 22:25

I have to read everything he put twice as i forget what he's going on about lol
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natski

natski


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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down EmptyTue 10 Sep - 22:42

I just read the easy bits lol!
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This should mean our insurance comes down Empty
PostSubject: Re: This should mean our insurance comes down   This should mean our insurance comes down Empty

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