bloody insurance !

been getting quotes for another impreza and cheapest am getting quoted so far is £1200
does that seem high for a 29yr old clean license,9 years no claims dh4 postcode.
the car is finns classic sti but even uk turbos are around the same.
havent tried kieth micheals yet as can never seem to get through and am thinkin of trying a plan but last time they said u got to have owned the car for over a year !

ive never had any probs with Aplan theyve insured all my scoobs

they where the cheapest i got quoted when i had my bugeye but when i bought it and tried to insure it they said they wont insure me as i havent owned the car for over a year.
not what i wanted to hear when i had to drive all the back from scotland in it!

i have had nothing but bad experiences with a plan found them unhelpful and never been the cheapest quotes.

I was getting quotes of between £1200 and £6000 when i was looking around earlier this month so i ended up staying with kieth micheals who were by far the cheapest £665 and that was 32yr old 11 no claims but a sp50 conviction 4yr ago

I just got a quote from A-Plan this morning For £645.

Fully Comp policy with ALL modifications declared and like for like replacement.

And that's with 9 Points (2 x SP30 & 1 x SP50) and Bex Total Loss write off 4 years ago so only 5 years no claims.

Well chuffed!

i'm paying £670 thats with a fault claim last year. i'm 30 and live in DH4 as well so i'd say £1200 is alot.

i'm with keith micheals. if you cant get through to them pm moley on scoobynet thats gary who works there and looks after subarus

ive got the same problem atm mate lol. im currently being quoted around the £1400 mark and im 26, clean licence, 7yrs ncb in DH1 postcode. A-plan is one of the first on my calling list seeming as they quoted me £700 for the 22B when i was inline for that. i paid £520 to insure my sport this year

flux direct for me 575 f/c with claim within last 5 years

Flux came back with 2700 when I got a online quote but think must of been some kind of mistake with that one.

Im paying £2700 for my wrx,its the cheapest i could find lol

jr-85 wrote:

Im paying £2700 for my wrx,its the cheapest i could find lol

£550 Keith Michaels with the Mrs on the policy, all mods declared and room for plenty more before it goes up any further. Took me a while to get hold of Gary Moulson at Keith Michaels but it was worth the effort. APlan wanted 800+ for the same risk.

And for the record theres fk all difference tween the price you'd get quoted with 5 yrs NCB and 25 yrs NCB, the typical scale is 1yr=30%, 2yr=40%, 3yr=50%, 4yr=60%, 5yr=65% and thats the max discount. Anybpdy claiming to give more than that will just have an over inflated top line to recover it. Yawn.......I'll get me coat. Boring ex-broker cnut.

jr-85 wrote:

Im paying £2700 for my wrx,its the cheapest i could find lol

my god you should get it loads cheaper than that if i had to pay anywhere near that i would no longer be a subaru owner,we pay £600 full ncb all mods declared, with A Plan
lian

lian&johnwrx wrote:

jr-85 wrote:

Im paying £2700 for my wrx,its the cheapest i could find lol

my god you should get it loads cheaper than that if i had to pay anywhere near that i would no longer be a subaru owner,we pay £600 full ncb all mods declared, with A Plan
lian

Its my first insurance always been on dads to save money at the time,looks like all that saving didnt get saved haha nevermind along as i dont end up in a tree somewhere its worth it i spose,its only £279 a month after paying my deposit ..i need some ncb's under my belt!

jr-85 wrote:

its only £279 a month

ONLY?

I dont even spend that in Petrol! I'm bearly 26 and pay under £600 (by £1) for a classic STI with Admiral!

Yellowperil wrote:

jr-85 wrote:

its only £279 a month

ONLY?

. I know its crazy but theres nowt i can do about it,i tried my luck with the sti first So i settled for a wrx, i want 300bhp but i wouldnt be able to tell anyone haha decisions decisions

Geordie_Aaron wrote:

I dont even spend that in Petrol! I'm bearly 26 and pay under £600 (by £1) for a classic STI with Admiral!

admiral were extortion,i think im getting ripped off coz im a welshman living in england

Didn't know Admiral did modified cars!
Remember that ANY modification from the standard vehicle if not declared will invalidate your insurance and insurers love any excuse not to pay out.
Be the mod - wheels, stickers, stereo, seats, even a performance air filter and gauges.

I fell foul of this modified lark in the early 90's.
Had my pickup insured as a standard Toyota Diesel Hilux in white, showing off one day, clipped a high kerb and rolled it.
Insurance assessor came out with his flamin' clipboard and noticed the following modifications:
Rover V8 engine,
British Racing Green paintwork,
3ft suspension lift,
balloon tyres,
Roll and bull bars,
Twin chrome exhaust stacks,
10 x KC Daylighter spotlights.
Proper Fall Guy truck - Remember Colt Seevers!

Obviously I never received a penny and lost a fortune having to bust up the truck.

When you put it like that i think il jold on awhile or find out how much extra id have to pay! Knowing my luck id get it tuned then end up crashing the same day,then have a good old fashioned man-cry haha

admiral will insure a modified car but wont cover the mods. personally i would declare all aftermarket mods apart from optional extras that could have been supplied on the car without being requested etc or oem parts.

I hadn't declared all mods to my insurance company and was shatting myself when that bird crashed into my front offside in feb...plus side the car was repaired with no quibble about mods...downside the aftermarket bumper was only gonna get replaced by standard wrx bumper!
Luckily I bought my own new aftermarket bumper then claimed it back when I sued the biatch that hit me!

For peace of mind I'd def declare mods in the future with a like for like replacement.

I almost spat out my drink when I read the "it's only 279 a month" comment....the car loan doesnt cost me that much a month!!

I almost spat out my drink when I read the "it's only 279 a month" comment....the car loan doesnt cost me that much a month!![/quote]

shit dont spend that a yr in petrol

baldy wrote:

dont spend that a yr in petrol

Sorry - Don't you mean Baldy brand ecofuel

yeah yeah ok ..ill refrase i dont spend anythin on fuel