renewal in for the hatch

insurance for the hatch just in a plan are wanting £745 i am gobsmacked i have full no claims well 17years mods declared and its a euro import, think i will be shopping around i know its a good policy coz can do any modifications but jeessuuss any1 else paying this for an sti at my age
lian

iv got 6year ncd on my 02 scoob im 41 y/o and mine was £746. i think yours is a good quote mate.

Bearing in mind that the mods consist of a ss prodrive bbox, mudflaps, front splitter, bbs alloy wheels and window tints. To me these are very minor mods and if it wasnt for Lian i wouldn't even bother mentioning the flaps and tints. Lians done some shopping around and can't get a better quote. We saw a few people on here getting realy cheap quotes on another post not so long ago, can one of you let me know the secret , or is it as easy as us just being to honest john

Stop the press, we have got fully comp insurance with all mods declared for £550 now off sky, realy happy with that

nice one guys nearly £200 saved so drinks on you at a meet lol hehehehehehe

im buzzing been with A plan 5year not anymore come the 19th. £195 cheaper, sky well worth a try people specialise in modded cars and you get discount for being a scoobynet member
lian

Sky is who I went with in November - good company

Was just going to say try Sky :-)

Did you do all the comparison sites?

money supermarket, confused, compare the market, beat that quote etc?

Mrs_Mid_Life_Crisis wrote:

Was just going to say try Sky :-)

Did you do all the comparison sites?

money supermarket, confused, compare the market, beat that quote etc?

Problem with those Nic is that they will quote you even if you have declared mods but when you actually link to the insurer's site from the comparison site they do not transfer across the modifications. This happened to me several times and the insurer's themselves even said this was problem for them. Only discovered when I bought the insurance and when the schedule arrived no mods were on it. When I called them to tell them they said they couldn't insure me with those mods.

If your Subaru is standard then comparison sites are fine to use, but if you have any mods you are best staying away from the mainstream insurers and going with specialist insurers such as Sky, A-Plan, Keith Michaels, etc. The problem with the mainstreams are that standard unmodified cars is 99.9% of their bread and butter business and their staff lack the understanding of what mods are and what their effect is on your vehicle. An example is Admiral who cancelled my insurance because I declared I had some carbon fibre wing mirror covers and B-pillar covers on. They didn't even know what a B-Pillar was! But said they were cancelling as I "had more than 5 modifications on the car" Even so they will only return your car to manufacturer's standard specification in the event of a claim/loss. However specialist insurers will replace to the same standard as the modified parts you have declared. For Sky I just emailed them a list of all the modifications (magic tree included ) - job done!

Sorry for the long post but I hope there is some useful info in there. You need to be careful as insurers will do anything to avoid paying out in full (hence declaring the magic tree...on Natski's advice!)

Lol .. yeah you're right there.

Not so sure about the magic tree tho .. has anyone ever claimed for the magic tree?

Saying that .. my first little car was a B reg Nova and it got nicked and burnt out .. I was more bothered about my centipede (stuffed toy) that was in it at the time ...poor centy

I bet if u phone a plan and tell them how much u gettin it off sky they would try match it, they knocked £150 off my first quote when I told them Keith Michaels was cheaper lol,

I have already told a plan had cheaper quote for 620 of go compare sites and said 745 was there best.so no way they would beat 550 of sky.well pleased with that even tints and mudflaps declared lol.and all replaced like for like

i pay £530 with a-plan, tryed to say KM could do it for £500 but they wouldnt budge , most mods declared !!! mite try sky in july as iv heard they are good with modded cars.

mite sound thick but... are mud flaps, front spliter and tinted windows a mod ??

Yes they are classed as mods but not performance mods.by not declaring these things in the event of an accident they will use any excuse not to pay and splitters are not fitted as standard.its up to the individual wether you declare or not but i have
Lian

ooooooooooooooo, mite have to do a quote with sky asap to see what they quote.

cheers

a-plan chrge £30 for any paperwork changes !!

anthmac wrote:

ooooooooooooooo, mite have to do a quote with sky asap to see what they quote.

cheers

a-plan chrge £30 for any paperwork changes !!

They all charge an admin fee for any changes bud. If you try Sky make sure you have a Scoobynet account as they will ask you for the username to get your discount

nice one.

I've just got a quote from KM today. Just buying a 55 Blob STI.
£695 fully comp, standard car.
I've had a company car for 10 years so no, no claims but gave me an introductory discount.
I'm 29, clean history, no points etc.. But also said it'd come down £50 if I wait til I'm 30 in March

I can't complain at those prices, comparison sites wanted £1650 now

Michael wrote:

I've just got a quote from KM today. Just buying a 55 Blob STI.
£695 fully comp, standard car.
I've had a company car for 10 years so no, no claims but gave me an introductory discount.
I'm 29, clean history, no points etc.. But also said it'd come down £50 if I wait til I'm 30 in March

I can't complain at those prices, comparison sites wanted £1650 now

You got lucky there mate as KM normally do not insure you if you haven't owned a Scoob for 2 years - They wouldn't insure me when I got my Scoob last May and I am 45 with 18 years NCB, no points and have owned a Scoob before (4 years ago). Mind you my Scoob was not standard.....and will be even less standard in just over 2 weeks

I've had plenty performance cars but never for a full year so built up any ncd. My company car is an Astra GTC VXR too so think that helped.