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 what a morning

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JAMIE555
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mr terzo




Posts : 126
Join date : 2010-03-17
Age : 53
Location : near lanchester

what a morning Empty
PostSubject: what a morning   what a morning EmptyThu 24 Jun - 14:51

cant believe what a shit day i have had so far . woke upto a knock on the door found a baliff at the front door asking for £1400 in unpaid council tax or he is going the seize the car. found out that my ex hadn't paid any council tax on 2 house we lived in all unbeknown to me as i was working away and left her incharge of the house hold bill.

so at the moment looks like i wont have a scooby much longer , to put it mildly i am fucking gutted
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 14:58

Quick put the car in someone elses name!

(mrs_mid_life_crisis - couldn't be bothered to log out and back in lol!)
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mr terzo




Posts : 126
Join date : 2010-03-17
Age : 53
Location : near lanchester

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:03

cant as thet know i own the car and they will take it off who ever is the new keeper as they know its just a ploy to keep the car
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:05

mr terzo wrote:
cant as thet know i own the car and they will take it off who ever is the new keeper as they know its just a ploy to keep the car

Bugger ... hmmm won't they accept a payment arrangement? Go at it from the angle you need it to work, if you don't have it to get to work (unsociable hours), you will no longer have a job and then they won't get anything out of you lol Twisted Evil
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mr terzo




Posts : 126
Join date : 2010-03-17
Age : 53
Location : near lanchester

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:08

there not interested , tried everything i can think of . £1400 or the car goes they are not interested in any compromise
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:11

The arseholes!

Surely half the debt is your ex's though?

Try ringing your local citizens advice bureau they may be able to help.
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kgt
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kgt


Posts : 4785
Join date : 2010-03-22
Age : 105
Location : Bishop Aukward

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:18

I'm pretty certain they cant do that, unless the house debt was solely in your name and they can prove you knowingly avoided payments.
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mr terzo




Posts : 126
Join date : 2010-03-17
Age : 53
Location : near lanchester

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:21

she has been to court and made an agreement and because she hasn't stuck to it they have come after me as the owners of the houses . to make matters worse i had no idea this had even taking place until this morning. as i hadn't recieved any letters saying it was or had been to court .

as i said to the baliff i am being punished for trusting my ex long term partner to pay the bill with my wage . at the time when we were in these houses i was earning £700 a week so there was no reason it wasn't payed

she has obviously just hid letters and hoped it would go away
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Caryn190

Caryn190


Posts : 619
Join date : 2010-03-17
Location : Spennymoor

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:33

ask for a copy of the judgement from the court, then apply to have the judgement set aside (costs approx £75), court will then give you a hearing date in front of a judge. If you can prove you provided money for her to pay the bills and provide proof you were actually away (in most cases if you work away for so many days then you are exempt from paying council tax) they can set aside judgement against you and go after her.

good luck Very Happy
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:35

Get some legal advice ASAP! Citizens advice may be able to help you free. Taking your car which is worth much more than the debt is just bloomin' wrong. You have had no notification of the debt or court proceedings. Agree with Caryn you need a copy of the judgement before even speaking to the baliff again. I'd lock the car up somewhere as soon as their 'pay by' date comes about too.
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:37

lil_me wrote:
Get some legal advice ASAP! Citizens advice may be able to help you free. Taking your car which is worth much more than the debt is just bloomin' wrong. You have had no notification of the debt or court proceedings. Agree with Caryn you need a copy of the judgement before even speaking to the baliff again. I'd lock the car up somewhere as soon as their 'pay by' date comes about too.

Thing is if they take the car, they will only sell it at auction - and if the value it brings is less than the debt (for arguments sake £200) you would still be liable for the difference.
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:46

Indeed, that's why I suggested legal advice. Known these morons to take stuff, sell it for very little then still come back to the person for more. The terzo is worth more than that surely.

Has someone got a garage you could store it in for safety sake?
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 15:50

Dunno why I put 'quote' bit on, sorry marsha.

(Nicola)

If push comes to shove, we have a garage we could hide it in for you.
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 16:03

Few bits of info online about bailiffs

I'm not recommending you use his service, just for information

http://www.bailiff-mediation.com/bailiff-powers.htm
http://www.bailiff-mediation.com/council-tax.htm

Information on the 'bailiff scam' is very interesting and very common
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CARLOS

CARLOS


Posts : 2600
Join date : 2010-03-12
Age : 48
Location : chilton co durham

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 16:05

fook me mate wish i could help
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mr terzo




Posts : 126
Join date : 2010-03-17
Age : 53
Location : near lanchester

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 16:05

mrsdrumsterphil wrote:
ask for a copy of the judgement from the court, then apply to have the judgement set aside (costs approx £75), court will then give you a hearing date in front of a judge. If you can prove you provided money for her to pay the bills and provide proof you were actually away (in most cases if you work away for so many days then you are exempt from paying council tax) they can set aside judgement against you and go after her.

good luck Very Happy

the hard part is proving that she recieved the money as my pay went into my account and she had the card i came home once a week and took money to cover my living costs while away from home. do i need to apply to the court that dealt with it as i wouldn't have a clue were to start

my heads a mess with all this dont know wether i am coming or going all this on top of ptsd . the car is clamped on my drive so i cant even move it

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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 16:09

They're not allowed to clamp your car until they have authorisation to claim it! Cut it off! If it's on your drive definately not as that is your property, sure they need authorisation first.

I am sure they must give you a 14 day notice....you need legal advice asap

Many do transfer ownership to someone elses name and get no come back as unless the debt is secured to the car I don't think they can reclaim it from the new owner

They're usually not allowed to take anything needed for your work/job
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 16:21

http://www.nationaldebtline.co.uk/ also offer free advice, might get to speak to someone sooner than the CAB

They also need to have a clamping licence http://www.sia.homeoffice.gov.uk/Pages/home.aspx
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Caryn190

Caryn190


Posts : 619
Join date : 2010-03-17
Location : Spennymoor

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 17:21

angle grinder will take care of the clamp and Ive got a secure workshop you can store it in till this gets sorted. if shes got the card and was withdrawing cash and you can prove you werent in the vicinity on the days she was taking cash then theres your proof

if you dont feel able to deal with this get in touch with the court and ask them how to appoint a litigation friend (its basically somone who will deal with all the paperwork on your behalf but they dont have to be a solicitor) if you dont have anyone I'll do it (never lost a case yet lol) Very Happy

you must contact the court as a matter of urgency - just explain to them whats happened and ask them for help, they are usually pretty helpful
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baldy

baldy


Posts : 5677
Join date : 2010-03-16
Age : 53
Location : Just resting my finger in this hair trigger.....

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 17:46

if they clamp it i can get my hands on stihl saw or burning gear ...am sure lee .(diamond bodyshop) will store it for ya
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what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 17:52

as said, cut the fucking clamp off mate. im sure only government authority figures & DVLA have the right to clamp vehicles! get it in storage somewhere too. car is worth far more than the debt so surely they cant just come and say theyre taking it? get advice ASAP mate!
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JAMIE555

JAMIE555


Posts : 959
Join date : 2010-03-12
Location : barnard castle

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 18:05

bad news mate,hope you get it sorted soon,had the baliffs knocking on my door before,but got away with paying so much off.
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baldy

baldy


Posts : 5677
Join date : 2010-03-16
Age : 53
Location : Just resting my finger in this hair trigger.....

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 18:07

if you look on your log book it says

"THE REGISTERED KEEPER IS NOT NECISSARILY THE LEGAL OWNER OF THE VEHICLE."

get some1 to put it in black and white that you borrow the car from them ..but they own it not you...........
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KushBex

KushBex


Posts : 1487
Join date : 2010-03-20
Age : 53
Location : Durham

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 18:45

I have a cordless angle grinder in my Caddy and have no problems coming around to yours and cutting that clamp off for you.

Then get the car hidden away until you can sort it out.

How the hell are supposed to pay a bill when they clamp your only means of getting to work - KNOBS!!! :evil:
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Andy Kindon




Posts : 1872
Join date : 2010-03-18
Age : 48
Location : Unit 10 Stella gill, Cheste-le-street

what a morning Empty
PostSubject: Re: what a morning   what a morning EmptyThu 24 Jun - 19:14

mrs ds advice is 100% rite, you need to act now tho no delay or its too late, ps if it gets clamped DO NOT cut the fucker off yal only get charged about another grand for the clamp Embarassed Suspect , its unreal the powers that are given to bailiffs esp the ones that work for council, it isnt rossendales by any chance is it?
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