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deano27
Posts: 494
Join date: 2010-10-19
Age: 30
Location: Gateshead, Tyne And Wear
 | | Subject: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 14:13 | |
| I took out a insurance policy on my clasic impreza on 22nd of december and they sent out my details in post which i had to sign and return to them (about my terms and condtions and payment schedule and stuff) I never sent it away , but i rang up on the 24th ov january to cancel my policy, and they said "YEAH NO PROBLEM, BUT THERE WILL BE A 40% OF YOUR ANUAL PRICE CHARGE FOR THIS, (WORKED OUT AT £540 TO CANCEL)  Just wondering if any1 ele had had anything lyk this, i still have the form which i was supposed to sign and return to them (UNSIGNED) AND ANOTHER THING " DONT EVER USE THEM COZ THEY ARE A BUNCH OF WA**ERS  |
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the-muttz-nutz
Posts: 162
Join date: 2011-01-01
Age: 34
Location: County Durham
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 14:34 | |
| just to play devils advocate if u had an accident or ur car was stolen wud u expect them to pay out even if u had the UNSIGNED FORM????????
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muzz
Posts: 797
Join date: 2010-03-15
Age: 33
Location: county durham
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 14:37 | |
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alot of policys do this now to stop the criminals taking out policy and cancelling it straight after recieving cover note !
regardless of the signed document or not you would have verbally signed your contract over the fone fella
not much you can do IMO
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dazh
Posts: 306
Join date: 2010-04-07
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 14:43 | |
| I think most companies put on a hefty cancellation fee nowadays |
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phil555
Posts: 2202
Join date: 2010-03-16
Age: 39
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 16:10 | |
| Sounds like they've had your pants down and given you a right royal shafting bud. Have you read your policy to see what it costs to cancel? Seems very high just for a cancelation, after all your policy was only a month old, it should be a percentage of that. |
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deano27
Posts: 494
Join date: 2010-10-19
Age: 30
Location: Gateshead, Tyne And Wear
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 16:49 | |
| | phil555 wrote: | | Sounds like they've had your pants down and given you a right royal shafting bud. Have you read your policy to see what it costs to cancel? Seems very high just for a cancelation, after all your policy was only a month old, it should be a percentage of that. |
the terms and conditions ae on the rear of the form i needed to send back after signing it, (which i never done)
ITS IN THE HANDS OF MY SOLICITOR NOW, (my mATE)  |
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phil555
Posts: 2202
Join date: 2010-03-16
Age: 39
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 20:41 | |
| It will state on there what % you should pay back. Good luck bud. |
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baldy
Posts: 3112
Join date: 2010-03-16
Age: 41
Location: Grinch castle
| | Subject: Re: RIGHT CHOICE INSURANCE Sat 29 Jan 2011 - 21:55 | |
| just swap your policy to your nxt car then only cost admin fee £20-£30 _________________  |
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bazpro88
Posts: 247
Join date: 2010-04-03
Age: 29
Location: penshaw
| | Subject: Re: RIGHT CHOICE INSURANCE Tue 1 Feb 2011 - 20:38 | |
| ive had similar problems this year with cars and bikes. you nearly always have to pay a cancelation fee if you pay monthly. |
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BigG_wrx
Posts: 209
Join date: 2010-06-01
Age: 33
Location: Billingham
| | Subject: Re: RIGHT CHOICE INSURANCE Tue 1 Feb 2011 - 21:04 | |
| | baldy wrote: | | just swap your policy to your nxt car then only cost admin fee £20-£30 |
That's what I've always done in the past, it might not be the best price for the new car but saves paying for something you no longer have..not to mention you'll have the other insurance policy to pay for.
Hope you get it sorted and I'll also be in touch shortly to book a date for my roof wrap. |
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deano27
Posts: 494
Join date: 2010-10-19
Age: 30
Location: Gateshead, Tyne And Wear
| | Subject: Re: RIGHT CHOICE INSURANCE Tue 1 Feb 2011 - 23:17 | |
| | BigG_wrx wrote: | | baldy wrote: | | just swap your policy to your nxt car then only cost admin fee £20-£30 |
That's what I've always done in the past, it might not be the best price for the new car but saves paying for something you no longer have..not to mention you'll have the other insurance policy to pay for.
Hope you get it sorted and I'll also be in touch shortly to book a date for my roof wrap. |
thanks for that , and yeah no problem ill make room for you anytime for your roof wrap |
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